410k Contribution Limits 2025. Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov. The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024.

Employer matches don’t count toward this limit and can be. For savers looking to max out 401 (k) contributions, higher contribution limits will be available for 2025.